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Auto Loan Calculator
Monthly payment, total interest over the loan, and a month-by-month amortization schedule. Supports trade-in, down payment, and sales tax. Best when financing a car or comparing loan offers. -
Lease vs Buy Calculator
Compares the all-in cost of leasing against buying-and-keeping the same vehicle, including residual value, depreciation, and the cost of capital. Best when deciding between a lease and a purchase. -
Car Affordability Calculator
Works backward from income, existing debt, and a sane payment-to-income ratio to the car price you can actually carry — not the one the dealer approves you for. Best before you walk into a dealership. -
Auto Loan Early Payoff
Shows how much interest you save and how many months you cut by adding a fixed extra amount to each payment, or paying a lump sum now. Best when you have spare cash and a car loan. -
Auto Loan Refinance
Compares your current auto loan against a refi offer — exact interest saved, monthly payment delta, and the months it takes to recoup the refi fees. Best when shopping a lower rate or shorter term on an existing loan. -
0% APR vs Cash Rebate
Total cost of taking the 0% APR promo on the full price versus taking the cash rebate and financing the smaller balance at your market APR — head-to-head. Best when the dealer forces a choice between two promos. -
Cash vs Finance Calculator
Weighs paying cash against financing and keeping the money invested — total interest versus investment earnings — and finds the return at which the two options break even. Best when you have the cash but a loan is on the table. -
Out-the-Door Price Calculator
Turns a negotiated vehicle price into the true out-the-door total: sales tax (with or without trade-in credit), dealer doc fee, registration, and add-ons — and the markup over sticker. Best when comparing dealer quotes or budgeting the real cash needed. -
Upfit Cost Calculator
Prices a service body, ladder rack, shelving, or liftgate three ways — rolled into the vehicle loan, paid in cash, or on its own equipment note — including the interest it carries and what comes back at resale. Best when speccing a work vehicle or a fleet order. -
Negative Equity Calculator
Shows whether you owe more than your car is worth, how much negative equity rolls into a new loan, and the extra payment and interest that carry-over creates. Best when trading in a car you still owe money on. -
Lease Buyout
All-in cost to buy out your lease at the contract residual (price + tax + fees) compared to the car's current used-market value. Positive equity ⇒ buy; negative ⇒ return. Best at lease end when deciding whether to keep the car. -
Early Lease Exit
Weighs your lease equity (market value − payoff) against the payments, disposition fee, and mileage bill you stop paying by leaving. Compares a third-party buyout against buying the car out and reselling it yourself. Best when you're mid-lease and want out before term. -
Lease Payment Calculator
Builds a lease payment the way the dealer does — depreciation plus the money-factor rent charge plus tax — and splits out exactly how much of each payment is interest. Best when checking a lease quote or building your own deal. -
Lease Mileage Overage
Projects whether your real driving blows the lease's mileage cap, the excess charge it triggers at turn-in, and whether buying extra miles up front is cheaper. Best when you drive a lot and are mid-lease or signing one.